Officials with the Atlanta-based credit reporting and technology company said a "cyber security incident" may have exposed the personal information of 143 million US consumers. Security experts say the scale of the breach - half of all US adults may be impacted - once and for all burns Social Security numbers as identifiers, and leaves all victims at elevated risk of identity theft (see Equifax Breach: 8 Takeaways).
Place a fraud alert on your credit reports, as this provides an extra layer of protection and would make it hard for an identity thief to open an account in your name Fraud alerts are free and stay on your report for 90 days. A credit freeze doesn't stop a thief from abusing existing bank, credit card or investment accounts. So you really need to protect your credit rating by reviewing what is reported to credit bureaus about your credit use.
Make sure to stay updated on your accounts, so you know right away if anything was changed, or added.
In an Op-Ed published by USA Today, Equifax Chairman and CEO wrote about the company's decision to delay the announcement of the data breach for so long, suggesting that the company originally thought the data breach and its impact was "limited" in its scope. Social security numbers, addresses, birth dates, and in certain situations driver's license numbers may have been accessed. "Where it is removed to will depend on several factors, but assuming there are a lot of these things that Equifax has to deal with, they will try to remove all of them to state-level or federal-level court, and consolidate them so they can litigate them all as a group".
"The Equifax breach has potentially exposed sensitive personal information of almost everyone with a credit report, and my office intends to get to the bottom of how and why this massive hack occurred", Schneiderman said in a statement. A credit freeze will prevent anyone from accessing your credit report or scores. On September 7, the website stated that my information was not impacted. Most reputable financial institutions will never call you and ask for information like a Social Security number, account numbers and passwords. When she called the automated credit freeze phone line, she was told that she had already had a credit freeze placed on her report.
All the borders have been crossed — KRUK REPORT
He then traveled to the Polish city of Przemysl, where he boarded a train bound for the western Ukraine city of Lviv. Poroshenko granted Saakashvili Ukrainian citizenship in May 2015, when appointing him as the Governor of Odessa.
Obtaining such personal information makes it easy for hackers to steal an individual's ID, apply for loans, credit cards, and even government benefits. This means you can not apply for new credit without lifting the freeze.
Lynch is just one of many consumers feeling frustration with Equifax's response to the massive hack.
But the company's own website offers plenty of clues. We have seen so many other big breaches over the last few years (Yahoo, Target, etc.) that we have become inured to these kinds of incidents, and the attendant masses of potential victims.
A spokeswoman for the Canadian Anti-Fraud Centre, which is the central agency in Canada, that collects identification theft complaints and other related matters, has not received any complaints in connection with the Equifax hack.
We're getting reports that Equifax's security freeze website isn't able to process freezes during this time when so many Americans are anxious about identity theft.